1. Overview
Sipay API Documentation
  • Overview
    • Getting Started
    • Test Cards
  • Authentication
    • Token Generation
      POST
  • Installments & Commission
    • Installment Details
      POST
    • Merchant Installments
      POST
    • Commission
      POST
  • HASH
    • Hash Creation
    • Hash Validation
  • Non-Secure Payment
    • Non-Secure Payment Flow
    • Non-Secure Card Payment
      POST
    • Non-Secure Recurring Payment
      POST
    • Non-Secure Insurance Payment
      POST
    • Non-Secure Pre-Authorization Payment
      POST
    • Confirm Payment
      POST
  • 3D Secure Payment
    • 3D Secure Payment Flow
    • 3D Secure Card Payment
      POST
    • 3D Secure Recurring Payment
      POST
    • 3D Secure Pre-Authorization Payment
      POST
    • Complete Payment
      POST
    • Confirm Payment
      POST
    • 3D Secure Agriculture Payment
      POST
  • Non-Secure and 3D Payment with Sipay
    • Non-Secure and 3D Secure Payment with Sipay
      POST
  • Check Status
    • Check Status
  • Payment with Saved Card
    • Card Registration
    • 3D Secure Pay by Card Token
    • Non-Secure Pay by Card Token
    • Retrieving Saved Card
    • Edit Saved Card
    • Delete Saved Card
  • Recurring
    • Recurring Query Search
    • Recurring Plan Process
    • Recurring Plan Update
  • Refund
    • Refund
  • Cashout
    • Cashout to Bank
  • Webhook
    • Webhook
  • Status Codes
    • Status Codes
  1. Overview

Test Cards

The following card details can be used to perform successful test transactions.#


Credit Card Number (Visa Card) : 4508034508034509
Credit Card Number (Master Card) : 5406675406675403
Credit Card Number (Troy Card) : 6501700139082826
Expiry Date : 12/30
CVV : 000
3Ds Password : 000000

Credit Card Number ( Foreign Card ) : 5440931443094530
Expiry Date : 12/28
CVV : 000
3Ds Password : 000000
An error will be returned for any other attempted passwords.

Error scenarios can be simulated by modifying the CVV values as listed below :#


CVVCodeError
00000Approved
05005Do not honor
12012Invalid transaction
13013Invalid amount
14014Invalid card number
33033Expired card
41041Lost card
51051Insufficient funds
57057Transaction not permitted for card
63063Fraud suspect
82082Invalid CVV
91091Bank or switch not available
96096System error
99099General decline

Error Scenarios by Amount#


AmountCodeScenarioNote
51.0051Insufficient FundsAny currency
13.0013Invalid AmountAny currency
65.0065Withdraw Limit ExceededEUR/GBP only
99.9996System ErrorAny currency
Modified at 2026-05-05 08:57:02
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